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Cracking The Code: The Nuts And Bolts Of Currency Exchange

December 3, 2013 · Joy Forney · Leave a Comment

If you’re travelling to another country, there’s a chance that you’re going to need to get some currency exchanged, so you have some spending power whilst abroad. Currency exchange might be tricky though if you’re new to the whole process, and if you do things the wrong way, you might end up with less money than you ought to. Knowing all of this, what can you do in order to make sure you don’t get a bad deal?

Don’t exchange at the airport

No matter how strained you are for time, or how late you’re running for those flights to Copenhagen, make sure you do all that you can so you’re not forced to change your money at the airport. The services available there are going to cost you a heck of a lot more than what you ought to be paying, especially as the stores know you’re in a tight situation. It’s therefore a good idea to do what you can ahead of time, visiting places in your hometown, that let you exchange currency for a much better price than what you’d pay in an airport lounge.

Use a Great Credit Card

If you prefer not to deal with cash, an alternative solution is to use the services provided by a credit card company. Though it might be the case that if you use a traditional card you could end up paying more, by using a specialist card, you can actually save more money than you thought was possible. By doing some online research before you jet off, you’ll be able to read reviews on the best international credit cards, and so be able to pick the right one for you.

Withdraw Cash Using ATM Machines

Many banks now allow for their cards to be used at international ATM machines across the globe. You’ll more often than not get a good rate when using these, and it’s a good idea to consider them, when you’re short on cash in a foreign land. Even if you do get great rates on any cards you use, by using cash withdrawn at an ATM, you’ll find that you can avoid some potential transaction fees associated with card use at points of sale, as well as having the security that comes with having actual cash in your pocket.

Consider Traveler’s Cheques

Traveler’s cheques allow you to have some spending power, in a form that can be replaced if it’s lost or stolen. By using a traveler’s cheque, you can have the money exchanged in terms of the value of the cheque, once you arrive at your destination, by using one of the local facilities. Though you might have to pay a bit more, they can be replaced within 24 hours if they go missing, something hard to do with cash. Make sure you get your traveler’s cheque from a good company, in order to get this kind of service, doing some research before you get your own cheque. A great solution for taking large sums of money, in a discreet manner, a traveler’s cheque might be a good idea for your international currency needs, especially when currency exchange starts to look confusing.

Time to Cash in

What’s the point in going on holiday if you have no spending money eh? It’s important you get a good deal on your currency when getting it exchanged, and invest in things such as a traveler’s cheque, to protect yourself should anything go wrong. In doing so, you’ll be happy to know that when it comes to buying that cool floral vacation shirt, you’re free to do as you please, even if you do end up having to walk back to the hotel alone because of it.

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